What grade is your insurance?
Upload your policy's declarations page. Our AI reads it, explains it in plain English, and grades how well it actually protects you — in about 30 seconds.
Free scanNo account neededDocs deleted after analysis
Three steps. Thirty seconds.
No forms, no phone number, no spam calls. Just answers about the policy you already pay for.
Upload your dec page
Snap a photo or upload the PDF. It's the summary page that came with your policy — we'll show you where to find it.
AI reads every line
Coverages, limits, deductibles, exclusions — extracted and checked against your state's rules and real-world risk.
Get your CoverageCard
A report card for your coverage: what's solid, what's missing, and what each gap means in real life.
Every policy earns a grade.
Most people have no idea how protected they actually are. The grade makes it impossible to ignore.
And rumor has it there's a secret rank for the rare policy with no gaps at all. Almost nobody's seen it.
More than a grade.
Two more ways to make insurance make sense.
CoverageCard Checker
Auto, home, or renters — drop in any dec page and we’ll figure out the rest.
Drop your declarations pages here
PDF or JPG/PNG photos · pick multiple files for extra pages or bundled policies
What does insurance cost?
Same driver, fifty price tags. See the estimated average for a profile like yours — in your area and in every state.
State minimum (liability only) — just the coverage your state requires. It pays for injuries and damage you cause to others. It pays nothing for your own vehicle.
Liability + comp & collision — adds protection for your own vehicle: collision covers crashes, comprehensive covers theft, hail, fire, and animal strikes. You’ll often hear this called “full coverage” — but no policy covers everything, so we don’t use that name.
Estimated averages for a similar profile, drawn from public rate data — not a quote and not your price. Actual premiums vary by driver, vehicle, and history, and some states limit how age can affect pricing. (Sample figures in this prototype.)
Advertiser disclosure: we may be paid if you get a quote through a partner link. Compensation never affects our estimates or analysis.
What does it all mean?
Every term you’ll meet on an auto, home, or renters policy — in plain English.
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Advertiser disclosure: we may be paid if you get a quote through a partner link. Compensation never affects your grade or our analysis.
CoverageCard explains what your policy says — it doesn’t recommend or sell insurance. For coverage decisions, talk with a licensed insurance producer in your state.